JANE MUNDY VANCOUVER
Benchers of the Law Society
of British Columbia (LSBC)
recently passed amendments to
the Law Society Rules and the
Professional Conduct
Handbook, similar to those in
effect in Ontario, allowing
multi-disciplinary partnerships
(MDPs) in B.C. for the first
time, effective July 1.
Benchers in favour believe
MDPs will provide more effi-
cient client services, broader
consumer choices and potential-
ly increased profits. But con-
cerns were raised over non-law-
yer partner (NLP) liability insur-
ance and in particular, the con-
trol and supervision of NLPs.
reason is that The Federation of
Law Societies is trying to develop
a code of ethics across the country
and this is one step to make sure
that there is consistency. The last
reason, and perhaps the most
important, is [this will provide]
better service to
the public.”
and more control. And of course,
people’s legal problems are most
often associated with other
issues, such as divorce and social
Zacks
services.
The LSBC’s ethics committee
has developed a process once the
MDP is in place, but only if it
enhances the practice of law. It is
trying to ensure that the MDP is
in compliance with the LSBC’s
handbook, that non-lawyer
members (NLPs) won’t interfere
with the law practice and that
the MDP follows everything that
a practising lawyer does. And
the NLP must be of “good character” (according to rule 2-23. 2
of the Law Society Rules).
Hume said that the NLP will
have to go through the same process as a lawyer to ascertain good
character. And there will be
restrictions. For instance, a law-
See MDPs Page 8
Effects of herpes not ‘accident’: SCC
THOMAS CLARIDGE TORONTO
Overturning two lower
courts, the Supreme Court of
Canada has ruled that the unexpected dire consequences of a
disease do not qualify for benefits under an accident insurance policy.
In its pre-Christmas ruling,
the court unanimously dismissed an action brought by a
Port Coquitlam, B.C. man who
became a paraplegic on contracting genital herpes from
having unprotected sex with
three women.
At issue in the case was
whether the plaintiff, Randolph
Charles Gibbens, was covered
under a group insurance policy
issued by Co-operators Life
Insurance Company which pro-
vided compensation for losses
“as a direct result of a Critical
Disease or resulting directly or
independently of all other
causes from bodily injuries
occasioned solely through
external, violent and accidental
means.”
At trial and before the British
Columbia Court of Appeal, law-
yers for Gibbens argued suc-
cessfully that the consequences
of the unprotected sex were
unexpected and hence acciden-
tal within the meaning of the
policy.
In finding for the plaintiff,
B.C. Supreme Court Justice
Frank Cole relied on Martin v.
American International
Assurance Life Co., [2003] 1
S.C.R. 158, which upheld a B.C.
Court of Appeal ruling that
allowed a claim for an acciden-
tal death benefit where the
insured, a doctor, had died from
an intravenous injection of
Demerol which a coroner found
was at the low end of the range
for lethal doses. Writing for a
unanimous court, Chief Justice
Beverley McLachlin found that
the circumstances supported an
inference that the death was
effected through “accidental
means.”
Justice Cole decided that the
question to be answered was
whether Gibbens expected to
become a paraplegic as a result
of the unprotected sex. Finding
that he did not, he held that the
fact that his sexual conduct was
foolish did not preclude the
consequences from being con-
sidered accidental. Gibbens was
awarded $200,000 plus inter-
est and costs.
Justice Binnie observed that bacteria and viruses “constantly
make their way into our bodies,
sometimes with little effect, and
we in turn
spread them to
others.… It cannot be correct
that passengers
sitting in an airliner who catch
the SARS virus
through the
externality of
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